Consumer rebellion to lower prices.
Ok, I really do not like HIllary Clinton and I think time is better spent focusing on the positives in the conservative movement.
However, this talk about a need for healthcare reform has gotten my attention. In this debate, the first point I would like to make is that less than 14 percent are uninsured in America. The news has been reporting that 44 million are unisured. Well, there is 300 known people in America.
I divided 300 in to 44 (300/44) and I got 13.6 percent. Now, how should we interpret this? To me this means that 86.4 percent are insured. Now can 86.4 percent insured people in America be a health care crisis?
In texas, even though you do not have insurance you can not be denied medical treatment at a hospital. Therefore, it cannot be that people are not getting treatment.
I think the reason healthcare is on the democrats and news media evil and sinister minds is that they cannot win with knocking Bush on Iraq and the economy.
Only a fool would say America has a bad economy. The economy is great. Tax revenue is up at the treasury. Salaries are up. Americans are saving and investing.
In addition, this last week's report by Patrues shows major improvements in Iraq. Conratualations and good job Mr. President.
Therefore, in my opinion, they are making up issues and the liberal-agenda driven news media is helping them democrats. The rhetoric is so high that some republicans are sounding the horn of neededd health care reform in America, also.
Now, what do I know about health care. Well I know we as people are not good at taking care of our selves and American medicine is "repair" medicine and not "illness prevention" medicine.
In addition, health insureance companies cheat and rob people. I was looking at insureance rates on the internet. The best I saw was a $88 a month premiun, a 2500 deductible, and a $35 dolor co-pay on doctor's visits. In El Paso a doctors visit is about $75.
Well, I used my financial calculator to figure out how much I would have if I put 88 a month into a five percent annual interest account and after taxes I would get 1,349. That is close to the deductable. Therefore, in my simple analysis it would be better to put $88 dollars in a five percent interst account and pay my medical bills from that, then pay for medical insureance.
Now for regular doctors visits and and maybe sound medicines this would be a good practice. However, what if I get a serious illness? Hum, good question. Well is there insureance where I can take care of the small stuff my self and have insureance cover the big stuff?
Oh that is right greedy and unscrupulous insureance comapnies do not like to pay for the big stuff. Don't they even deny people insureance for previous existing conditions?
Moreover, I have asked this question before and I will ask it again. "How can people with cell phones, cable/satelite TV, and internet justify asking the government to pay for their healthcare. I actually know people who pay $500 dollars a month on their cell phone bill, but do not have health or life insureance.
Of course I want to beat home the point that you cannot trust insureance companies. I do not want goverment forcing me to engage in a business relationship with business people I know are going to try and screw me at the first chance they get.
I don't mind being responsible. I'll even buy health insureance. However, some one better tell what they are going to do to keep CEO's of major insureance companies from leaving the coutnry with all my money. Remember Enron?
Okay, now I will trash hospitals. Yes they do charge more than they should, in my opinion. Look at the salaries of hospital administrators and you will see why you pay $100 dollars an aspirin that you can get a 100 for five bucks at the store.
Now, they will tell you it is for funding new medical technologies. I have never believed that lie. Hospital cost, in my opinion, are high because hospital administrators like to make a 500,000 a year salaries.
In my opinion, it is profitting at its worse.
This does not however allow Hillary and comapny to declare a health crisis in America. Again, 86 percent insured in America is not a crisis.
The poor not paying their fair share, greedy hospitals, greedy insureance companies, greedy pharmacies, and greedy politicians make for high health care in America.
Therefore, the issue for me is not that 13.6 percent in America are uninsured. The issue for me is the greed and waste in hospitals and doctors offices.
Insuring people will not lower prices. Forcing me to buy insureance will not lower prices. In this healthcare equation, not even competition lowers health prices.
May be a consumer rebellion where people picked hospitals and doctors offices to lower their prices might work."